US personal finance

Service workers left in the lurch as Americans cut back on tipping

With lockdowns over and inflation rising, tips are shrinking in industries that depend on them – from gig work to restaurants

Wilfred Chan in New York

06, Dec, 2022 @10:00 AM

US student debt relief: borrowers in limbo as lawsuits halt cancellation program

Biden administration’s centerpiece student loan relief measure paused after Trump-appointed judge rules plan is unconstitutional

Erum Salam

26, Nov, 2022 @10:00 AM

This job pays $60,000 – or maybe $150,000: companies skirt New York salary law

The city is seeking transparency in job ads – but employers aren’t exactly abiding by the spirit of the measure

Alaina Demopoulos in New York

07, Nov, 2022 @6:00 AM

Supreme court declines to stop Biden’s $400bn student debt relief plan

Justice Amy Coney Barrett declines request to halt federal judge’s ruling, allowing program to start as soon as Sunday

Sam Levine in New York

21, Oct, 2022 @12:49 PM

Inconvenience fee: how Biden is taking on companies’ sneaky charges

In a little publicized initiative, the Biden administration is seeking to tackle the ‘junk fees’ hitting Americans when they can’t afford it

Erum Salam

09, Oct, 2022 @6:00 AM

‘A patronisingly small amount’: Guardian readers on Biden’s student loan relief plan

The president has announced plans to cancel $10,000 in debt for millions of borrowers – but has he gone far enough?

Alfie Packham and Guardian readers

02, Sep, 2022 @9:00 AM

Biden says his student loan relief is ‘life-changing’. Will it fix the system’s inequities?

The initiative’s income cap and unclear bureaucratic process could fail to address the racial disparities that already exist

Edwin Rios

25, Aug, 2022 @12:00 PM

Student loan forgiveness: what you need to know about Biden’s plan

Who qualifies and how to apply for the forgiveness plan, and will the student loan payment freeze be extended?

Associated Press

24, Aug, 2022 @9:50 PM

Student loan forgiveness: what does it mean for the US debt crisis?

The $1.7tn debt has become a hot political issues as midterm elections approach

Lauren Aratani

24, Aug, 2022 @7:51 PM

Biden must cancel all student loan debt, including for those with graduate degrees | Derecka Purnell

Politicians argue that canceling student debt will mainly benefit doctors and lawyers. But it is first-generation graduates of color who are struggling to make payments

Derecka Purnell

20, Jul, 2022 @10:21 AM

Conservatives claim canceling US student debt will be expensive. They’re wrong | Indigo Olivier

If Joe Biden signed an executive order tomorrow, the government won’t pay out a dime – federal student loan debt is already included in the national debt

Indigo Olivier

22, Jun, 2022 @10:22 AM