UK workers: are you having to delay your retirement for financial reasons?

We’d like to hear from people in the UK who are finding that their pension savings are now insufficient to cover their living costs in retirement

We’re interested in hearing from people in the UK who are having to delay their retirement for financial reasons.

We are particularly keen to hear from people who thought they were on track to have saved enough into their pension pots to allow them to retire soon, but are now finding this is not the case.

Whether your invested pension products have not been performing as expected, your pension savings cannot keep up with inflation and the higher cost of living, or whether you’re having to push back retirement for other financial reasons, we’d like to hear from you.

Callout

This Community callout closed on 15 January 2024.

  • You can contribute to open Community callouts here or Share a story here.

Contributor

Guardian community team

The GuardianTramp

Related Content

Article image
Millions of older workers forced to delay retirement
Four in 10 over-50s expect to work until 70 or older due to insufficient pension savings and lingering debt, says Aviva

Patrick Collinson

22, Mar, 2016 @12:01 AM

Article image
British workers increasingly likely to work into their 70s, research suggests
Cost of living crisis forcing some older people to stay in work as data shows 61% increase in number of over-70s in employment

Rob Davies

30, Apr, 2023 @1:15 PM

Article image
Many Generation Xers in UK face financial hardship in retirement
Volatile incomes, debts and insufficient savings pile pressure on 40- to 55-year-olds, study shows

Amelia Hill

02, Mar, 2021 @12:02 PM

Article image
Annuities: rates on guaranteed pension income soar 44% in a year
Previously unfashionable product falls back into favour as people seek security amid financial turmoil

Rupert Jones

15, Oct, 2022 @6:00 AM

Article image
‘Pensioner poverty’ alarm as older people raid pension pots
Growing signs that people are using cash intended for retirement to get through UK’s cost-of-living crisis

Shane Hickey

20, Mar, 2022 @10:37 AM

Article image
‘It’s exhausting but I think I’m going to have to keep working’: the over-65s who can’t afford to retire
Many of those who have left the workplace are being forced to return by the cost of living crisis in order to bolster their finances

Jedidajah Otte

01, Jul, 2023 @3:00 PM

Article image
Retirement – can you make your pension last at least 20 years? | Patrick Collinson
The government should be providing a low-cost service to manage your retirement funds

Patrick Collinson

07, Apr, 2018 @6:00 AM

Article image
Even if you love your job this new retirement age is scary | Gaby Hinsliff
The assumption that people can work up to the age of 68 simply isn’t borne out, writes Guardian columnist Gaby Hinsliff

Gaby Hinsliff

20, Jul, 2017 @6:10 PM

Letters: Retirement age rise helps poorest least
Letters: In abolishing the default retirement age we should not therefore lose sight of the pressing and immediate need for increased financial security for those in older age

21, Jan, 2011 @12:05 AM

Q&A: Compulsory retirement age

Plans have been announced to phase out the compulsory retirement age of 65 by October 2011. But what will it mean to workers and pre-retirees?

Mark King

13, Jan, 2011 @3:00 PM