virginiawallis
I have little spare cash, so should I consider equity release? My flat is worth £230,000
I am 73, have an annual income after tax of £23,000 and my housing costs have soared
Virginia Wallis
20, Mar, 2023 @7:00 AM
If we sell our property abroad and move back to Britain, should we rent or buy?
We wonder whether a mortgage should wait while we build up UK bank accounts and credit scores
Virginia Wallis
13, Mar, 2023 @7:00 AM
Should I use a £75,000 inheritance to pay off the mortgage?
I am wondering whether to keep some of the money in savings to help cover extra costs if we move
Virginia Wallis
06, Mar, 2023 @7:00 AM
I could ‘staircase’ the 30% share of my flat to 100% but how would it affect stamp duty?
Paying SDLT for the entire property was not within budget back then and I am unsure if I count as a first-time buyer
Virginia Wallis
27, Feb, 2023 @7:00 AM
If my house purchase is not registered at the Land Registry, will it be a problem when selling?
I wonder who would have been responsible in 2003 and whether the process can be completed now
Virginia Wallis
20, Feb, 2023 @7:00 AM
Can I get a bigger mortgage given my debt management plan?
I need a bigger home but after selling my current one I’m unsure whether I’ll be offered a bigger loan
Virginia Wallis
13, Feb, 2023 @7:00 AM
Is it risky to delay the completion date when selling our home?
Our sellers want the whole chain to exchange contracts in March but to complete in July
Virginia Wallis
06, Feb, 2023 @7:00 AM
Should I buy a property outright or take on a mortgage and invest my money?
My £200,000 offer has been accepted, I have £135,000 from sale of my flat and £75,000 in savings
Virginia Wallis
30, Jan, 2023 @7:00 AM
Is there a mortgage my friends can use to move without needing help from their daughter?
Their home would sell for £400,000 but bungalows near their family cost about £500,000
Virginia Wallis
23, Jan, 2023 @7:00 AM
Would it be reckless to sell my house in Leeds and return to renting?
I am considering going freelance and moving but know it would affect a mortgage application
Virginia Wallis
16, Jan, 2023 @7:00 AM
Should I let my fixed-rate mortgage term end without negotiating a new deal?
The balance would be £83,000 and my husband and I have about £63,000 in accessible savings
Virginia Wallis
09, Jan, 2023 @7:00 AM
Should we share our survey report with a seller or were they cheeky to ask?
It includes a long list of problems and we have shared the risks section
Virginia Wallis
19, Dec, 2022 @7:00 AM
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