Mortgages

Cost of living crisis: how to make smart money decisions in tough times

Interest rates rose this week, adding to pressure from bills. We look at how to make the best choices in an uncertain world

Sandra Haurant

04, Feb, 2023 @7:00 AM

‘I’m really worried’: homeowners and would-be buyers on UK interest rates

As the base rate reaches 4%, we hear from people concerned about rising mortgage costs

Jedidajah Otte

03, Feb, 2023 @7:00 AM

Will the interest rate rise trigger a stampede for tracker mortgages?

Hints by Bank of England that rates may have peaked leaves those remortgaging in a quandary

Miles Brignall

02, Feb, 2023 @6:23 PM

Bank of England raises UK interest rates to 4%

Hike of 0.5 percentage points lifts rates to 14-year high, but BoE says shorter and shallower recession now more likely

Phillip Inman

02, Feb, 2023 @4:51 PM

What does the Bank of England interest rate rise mean for you?

From mortgages to credit cards, we break down the impact the 4% rise could have on your finances

Zoe Wood

02, Feb, 2023 @2:01 PM

Weaker economy, higher inflation: Bank of England’s dilemma

Differing experts have urged the Monetary Policy Committee to both cut interest rates and to raise them

Larry Elliott Economics editor

02, Feb, 2023 @6:00 AM

UK house prices fall for fifth month in a row

Average cost of home now 3.2% below August 2022 peak as mortgage demand slumps

Joanna Partridge

01, Feb, 2023 @8:21 AM

UK demand for mortgages slumps as interest rates deter buyers

Bank of England figures also reveal many households are dipping into savings, rather than using credit cards

Larry Elliott

31, Jan, 2023 @11:16 AM

Tell us: how have you been affected by reduced UK property prices and rising mortgage rates?

We’re keen to hear how house price reductions and rising mortgage interest rates have affected home owners and prospective buyers

Guardian community team

31, Jan, 2023 @11:02 AM

Should I buy a property outright or take on a mortgage and invest my money?

My £200,000 offer has been accepted, I have £135,000 from sale of my flat and £75,000 in savings

Virginia Wallis

30, Jan, 2023 @7:00 AM

Why UK house prices could plunge by 20% after the latest interest rate hike

Property market has defied gravity for years but analysts say rising mortgage rates will mirror the 1980s price crash