Credit card fees

My family came to the US to start a new life. An obscure credit score held us back

A Fico score determines your financial future in America. But for new immigrants, getting one can be nearly impossible

Kai Ngu

17, Feb, 2023 @10:00 AM

Asic sues Harvey Norman over ads for ‘interest-free’ purchases

Corporate regulator alleges consumers were misled as interest-free payments required signing up for credit card with fees

Ben Butler

04, Oct, 2022 @11:45 PM

Goldcar put me under pressure to get unwanted insurance

It said that using my credit card for a deposit would cost me more than buying extra cover

Anna Tims

22, Jun, 2022 @6:00 AM

Klarna to start reporting UK customer debts to credit agencies

Move by Swedish firm, the UK’s leading buy now, pay later company, will begin on 1 June

Kalyeena Makortoff Banking correspondent

04, May, 2022 @5:00 AM

Loan sharks at the school gates, nude photos as security: how desperate people fall into the debt trap

Since the start of the pandemic, more than 11 million people have built up £25bn in arrears and debt. And illegal lenders are targeting those who can’t access mainstream credit

Daisy Schofield

21, Feb, 2022 @10:00 AM

Mastercard fined £31.5m over illegal UK prepaid cards cartel

Five firms fined total of £33m for agreeing not to compete with each other for local council business

Hilary Osborne

18, Jan, 2022 @12:44 PM

21% and rising: fury grows as credit card rates hit new high

Highest levels of interest in two decades linked to risk of consumers defaulting on payments

Jon Ungoed-Thomas and Justin Stoneman

05, Dec, 2021 @9:45 AM

Christmas shopping: check out the best ways to pay

There’s a wide choice of options, from credit cards to buy now, pay later services such as Klarna

Rupert Jones

27, Nov, 2021 @7:00 AM

HSBC whistleblower claims vindication after bank’s £200m payout to customers

Nicholas Wilson says redress scheme is a direct result of his campaign over excessive charges

Rupert Jones

19, Jun, 2021 @9:00 AM

UK banks plan to hike cost of credit card borrowing

Bank of England reveals rising rates in approach to Christmas and lenders’ plans to restrict loan products soon

Phillip Inman

15, Oct, 2020 @10:55 AM

UK households face £6bn debts because of Covid-19, says charity

Debt fuelled by pandemic and job losses will stifle nation’s recovery, StepChange claims

Richard Partington

08, Jun, 2020 @11:01 PM

Loan and credit card payments to be frozen for three months in UK

Financial regulator fast-tracks measures to help consumers during coronavirus crisis