Banks and building societies

Removal of mortgage stress test ‘will not result in free-for-all’
While Bank of England decision may help first-time buyers, experts say there will still be restrictions
Hilary Osborne
25, Jun, 2022 @4:01 AM

Saving for kids: how to start building a nest egg for your child
Begin now to give them a good financial start when they turn 18, or all the way to boosting a pension
Harriet Meyer
21, Jun, 2022 @6:35 AM

UK mortgage lenders told they can scrap affordability rule for buyers
Bank of England feels other measures will play stronger role in guarding against household debt
Kalyeena Makortoff Banking correspondent
20, Jun, 2022 @2:10 PM

Ten-year fixed-rate UK mortgages ‘are now incredible value’
As rates on shorter-term loans increase, longer-term deals look more attractive
Hilary Osborne
18, Jun, 2022 @6:00 AM

What the Bank of England’s base rate rise to 1.25% means for you
The effect of the interest rate increase on mortgages, savings, annuities, house prices and rents
Hilary Osborne
16, Jun, 2022 @1:54 PM

Bank cards: where have all the numbers gone?
As more banks go numberless to help stop fraud, we look at what it means for security and ease of use
Rupert Jones
11, Jun, 2022 @6:00 AM

UK’s largest lenders no longer ‘too big to fail’, says Bank of England
Assessment finds customers could access accounts despite any collapse but three banks have shortcomings
Kalyeena Makortoff Banking correspondent
10, Jun, 2022 @8:40 AM

Buy now, pay later boom ought to worry UK regulators
Increase in consumers juggling and shuffling debts calls for swift action before it is too late
Nils Pratley
08, Jun, 2022 @6:49 PM

Credit unions are helping Britons survive – but can they really rival banks?
Zero-interest loans have helped financially vulnerable people pay for items from school uniforms to vital furniture
Rupert Jones
04, Jun, 2022 @6:00 AM

UK credit card debt is ballooning for all the wrong reasons
In normal times consumers spend for gratification – in this cost of living crisis they are spending out of desperation
Phillip Inman
31, May, 2022 @4:17 PM

UK credit card borrowing rises at fastest annual rate for 17 years
Annual growth for credit card borrowing hit 11.6% in April
Rupert Jones
31, May, 2022 @2:11 PM

How to improve your credit score
Credit ratings are vital when we apply to borrow money –here’s how to make the most of yours
Jess Clark
30, May, 2022 @6:00 AM
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