Money

Leader: On Wednesday we will know precisely what the pension commission is proposing.

Jackie Ashley: Fixing our pensions crisis requires politicians to choose between higher taxes, spending cuts or compulsory savings.

The costs associated with turning up for work each day reduce the average wage among working Britons by £2,300, according to research published today.

Changing jobs

Fax for all the memories

Privacy worries are over - with the PC you can lock when you leave your screen.

On the eve of the office party season, Lucia Cockcroft looks at the nightmare it can pose for staff without partners.

Down time

· We are very hard-working at OH Towers. We think lunch breaks are for ninnies, flexible working for people with no ambition, and an 18-hour day the only way to really get everything done. And if we do it for little reward (well - sob - it's not as if you ever write and tell us how much you love WPM), it's as nothing, because according to new research from Professor Jonathan Schwartz at Louisiana Tech University, women whose partners work long hours are happier with their love lives than those who have a man around the house. It makes sense. Who wants a real person whose faults are visible daily when you can have the man from the Milk Tray adverts, swooping in every couple of days for a bit of rumpy pumpy? What the research doesn't say is whether the same is true of the partners of workaholic women. I refer you to the Daily (Hate) Mail for the answer.

Do all-women businesses miss the male influence? Would ethnic minority groups benefit from a wider input? Zenab Short considers the pros and cons of the homogeneous office.

Heather Connon on how the Royal Bank of Scotland's acquisitive chief executive can regain his City reputation.

Smarter drivers want them, Ford's customers loved - then 'lost'- them. So why are electric cars still waiting for a green light? Lucy Siegle reports.